Sit down with Steve Hansen at Summit Credit Union, and he will put you right at ease. He's the kind of lender that listens to you, partners with you, and helps to prepare you for a home purchase. "I really want to be an adviser to my clients,” he says. “I can look at their goals and help them develop strategies to meet them." Sometimes this involves identifying the best mortgage options available. Other times, it can be figuring out how to reduce debt and save for a down payment.
"Having a down payment isn't always required, but it certainly makes the home buying process easier," he says. But so does having a pre-approval letter prepared for the moment you make an offer. "In this market, you have to move fast. If you have the pre-approval in hand, your offer will be more appealing to a seller," he says.
Steve has worked in the lending business for more than 14 years. In an ever-changing market, he has strategies to help you make sure your finances are in order. He can help you select mortgage options and identify the best price range for your budget.
Steve is also experienced with available down payment assistance options. He can look at your financial situation and help you determine if programs like this are worth pursuing. And, if you qualify, these programs can make all the difference when it comes to getting into the home you’re looking for.
When he’s not working, Steve is enjoying all the many benefits of the Madison area. He and his wife Jodi live in Sun Prairie, and have two teenage sons. The family enjoys outdoor excursions and watching the Packers and Badgers play.
Contact Steve at Summit Credit Union to learn more about the mortgage options available. Rates continue to be at historically low levels, making a home purchase a more affordable venture.
